Five Things to Consider
About Pre-planned funeral arrangments
As a pastor, I understand the importance of prearranged funeral services. Here are some recommendations to consider:
1. **Select a Funeral Home and Cemetery**:
It's wise to choose a reputable funeral home and a preferred cemetery in advance. This decision can alleviate stress for your loved ones during an emotionally challenging time.
2. **Provide Written Instructions**:
Clearly document your wishes for your funeral or memorial service. Include details such as the type of service you'd like to be observed, and any specific readings or music choices. Sharing this information in writing ensures your desires are known and followed.
3. **Consider Life Insurance**: Purchasing a small term life insurance policy to cover funeral expenses is a practical step. This can help relieve the financial burden on your family and ensure that your chosen arrangements can be carried out without major financial concerns.
4. **Specify Burial or Cremation**:
Clearly state your preference for burial or cremation. This decision is significant and should be communicated to your family and the funeral home to avoid any confusion.
5. **Caution with Pre-Paid Funeral Plans**:
It's worth considering the potential drawbacks of pre-paid funeral plans. Costs can change over time, and the chosen cemetery may not always be available or suitable. Relying on a sufficient term life insurance policy can offer more flexibility and peace of mind for your loved ones.
Ultimately, prearranging your funeral services is a thoughtful and considerate way to ease the burden on your family and ensure that your final wishes are honored. Discussing your plans with a trusted funeral director can help you navigate the process effectively.
Your pastor is likely willing and anxious to be a support and guide as you make these plans and visit the funeral director.